Do I have to add my teenager to my car insurance in Massachusetts?
You are not required to add your son or daughter when they get their permit. Good news, you can delay that rate increase for six months at least. The Massachusetts auto policy requires that all household members be listed on your policy.
How much does it cost to insure a teenage driver in Massachusetts?
Average auto insurance rate increase after adding a 16-year-old male driver
| State | Annual Premium without Teen | Annual Premium with Male Teen |
|---|---|---|
| Louisiana | $2,654 | $5,988 |
| Maine | $1,034 | $2,734 |
| Maryland | $1,881 | $4,746 |
| Massachusetts | $1,254 | $3,193 |
How much is car insurance for a 20 year old in MA?
Average car insurance cost for 20-year-olds by state
| State | Average annual full coverage premium for 20-year-old male | Average annual full coverage premium for 20-year-old female |
|---|---|---|
| Maryland | $5,010 | $3,922 |
| Massachusetts* | $3,127 | $3,126 |
| Michigan* | $5,752 | $5,740 |
| Minnesota | $3,584 | $3,082 |
Is car insurance in Massachusetts expensive?
Car insurance in Massachusetts is expensive because it is a no-fault state with high car repair costs. Car insurance in Massachusetts is less expensive than the national average, which is around $1,500 annually for full coverage and about $600 per year for minimum coverage.
When can you drive friends in Massachusetts?
Massachusetts law states that for the first six months with a license, new drivers under 18 may not drive a car with any passenger under 18 unless the new driver is accompanied by a person who is 21 who: Has at least one year of driving experience. Holds a valid driver’s license. Sits in the seat beside the driver.